Best Cruise Deals Online

Question by Curious: Is it ok to buy “Loss of use – car rental” for insurance policy without buying collision?
And if my car insurance policy has both: loss of use and collision, and if I was involved in an accident, is it ok for me to use car rental without claiming collision? Thanks

Best answer:

Answer by CD2007
You can purchase rental reimbursement coverage without having collision. If you are involved in an accident, you would be covered for the rental even if you wouldn’t be covered for the damages. If you have collision coverage and rental, you could only use the rental coverage if you were involved in a covered loss (an accident). In other words, if your car breaks down or if you just need a rental for the weekend, the rental coverage cannot be used.

Edit: In reference to the answer below, I work as a claims rep for an insurance company (one of the largest insurance companies in the US). Although it’s rare, I have handled claims for rental only because the insured did not have collision coverage. Rental reimbursement is purchased separately from collision or comp. Therefore as long as it’s a loss that would normally be covered, the rental coverage can be used.

Give your answer to this question below!

If you’re going to rent at Discount Rental Cars during vacation then you’ll probably need to take in consideration repair issues to the cars which could cause additional charges; therefore, you would need to exercise caution when renting cars. In order to rent a car for a great deal then you need to follow the certain tips mentioned below:

1. Select the correct size of a car.

You should not rent a full sized SUV if your family consists of only three persons. A smaller car at Discount Rental Cars would suffice in this situation and it would be cheaper also.

2. Rent the best type of a car.

Most people think that Discount Rental Cars are luxury vehicles but a person who plans to rent within their budget will be more careful while renting when compared to others. While purchasing a rental car you’ll find that the luxury vehicles will cost more when compared to an economy car. Also sports car will cost more. The best choice is to purchase the basic car and save your money.

3. Renting car throughout the week is best option.

While comparing rental rates the best option is to purchase the Discount Rental Cars for an entire week instead of renting for 4 or 5 days. You should also compare the daily rental rates with weekly rates. In most cases the weekly rates are the better choice. If you need to rent the car early then you should double check the policies of the company.

4. Compare with numerous shops.

If you are familiar with the operations of car rental companies then you should be aware of the importance of comparing prices. Afterwards you would need to obtain the quotes from each car insurance company and finally you should consider the best car that meets your requirements. With the help of travel sites online you can find the costs for renting cars.   Through the website of the rental car company you can check directly the cheapest prices for renting cars. If you’re looking to save money then you can refer to secondary sites for online coupons.

5. Check the package deals.

You can also save money by booking flights, Discount Rental Cars and hotels at the same time during the vacation; however, package deals really don’t have better rates.  You would need to calculate in order to save money.

6. Discuss with your car insurance company.

You can compare the rental car’s insurance with yours to determine if there are discounts in renting cars. They will offer insurance while driving the rental car. You should read all the policies very carefully or you can even call your car insurance company to ensure that all the requirements have been covered. So, in this case there’s no need to get the daily insurance from the respective car rental company because you won’t be saving money.

7. See your benefits with credit card.

Many people aren’t aware that credit card benefits are given along with renting cars. By using your credit card you can get lots of discounts with car rentals or rental car insurance. In order to know the benefits of renting a car with a credit card you should contact your credit card company.

8. With help from other memberships you can find the discounts regarding rental cars.

Various other memberships offer discounts for renting cars. If you are a member of a club or other group you can check for the rental car benefits.

Tons of savings can be made on rental cars deals. Discounts can be as much as 30 percent on ordinary days and 50 percent on weekends and off-peak season. The percentage, of course, may vary from one rental company to the next. These people have just made renting cars a more convenient alternative to owning them. You don’t need to worry ever about maintenance, or even insurance costs.

Some Automobile communities, like the Automobile Association of America, offer discount codes to their members. Besides, there are also some business establishments doing the same. If your are working for or affiliated with an organization, you can check on the web if you are entitled to avail of discounts from some of the biggest car rental companies. You can find a listing there of organizations which issue discount codes for rental cars deals to their members.

Besides discount codes, you also have discount coupons for rental cars deals issued by individual web sites or by companies. Car rental sites showcase these coupons on their home pages. Basically you get the same discount rates as for discount codes. One thing about coupons you should know is that there are many unreliable coupons out there. They won’t work. So it is better to avail of these coupons from the car rental site (you are sure they will work) rather than to look for them on the web. The same is true for tourist spot coupons, restaurant coupons and hotel coupons. To attract more people, some car rentals also issue these types of coupons. You are safer getting them from these people rather than on your own, from some site on the internet.

Before availing of a rental cars deal, make sure you know what the discount covers. The coverage may vary from one type of coupon to another. Read the terms and conditions for the use of the coupon on its back. You will also find the expiration date of the coupon there. Not all car rentals are eligible for coupon discounts, so when renting a car, make sure first that you have chosen a discountable car.

Coupon rentals are also usually unavailable on peak season or at times when there is a big gathering of people in the area where you are renting. Due to the high demand for rentals, some companies suspend rental cars deals. So another thing you should consider when renting cars is the time when you intend to rent and the location of the car rental.

Maintenance and trouble-shooting of rented cars is at the expense of the car rental company. Also the companies want to relieve their clients of technical problems and usually have their cars checked-up and conditioned before handing them over to the client. In addition you can get the car insured, usually for an added fee.

Nothing beats rental cars deals for occasions when you need to travel for a long time. Car rental companies take care of nearly everything for you, from supplying you with a road-worthy vehicle to trouble-shooting vehicle problems while you are on the road. They can even help you get discounts for restaurants of your choice and hotels where you want to book and even for the famous spots you want to visit.

Never Get Ripped Off Again Buying A Car! Save Up To $5000 Off Of Your Next Purchase. Former Auto Dealer Gm Blows The Lid Off Of The Auto Industry And Comes Clean On Every Scam And Trick Used In Car Sales. Discover The Right Way To Buy A Car!
Car Buying Scams.

You Are About To Discover The Secrets Of Buying And Selling On eBay(R). You Will Learn How To Buy And Sell From An eBay(R) User With Over 8 Years Of Experience. Get The Products You Want At The Best Price. Save Money On Listing Fees, Shipping Costs & More.
Your eBay(R) Buying And Selling Guides.

A rental car is like any other used car and most cars may have scrapes and scratches. However their engines are maintained better probably than most privately owned cars since constant care and maintenance are undertaken during their use. Most cars will be clean when purchased from the top companies. These companies remove them from service after two or three years of age and by that time, the rental car would have already undergone a larger portion of depreciation. However the prices tend to be on the higher side when bought from such rental companies. Extended warranties can be obtained for an additional amount for full coverage.

The market for used cars has changed significantly in recent years and will still continue to grow towards emulating the experience of buying a new car. The rental agencies offer a viable option for purchase when buying a used vehicle. Rental cars can be a great investment for people looking for a suitable vehicle contrary to popular belief that these cars woould have been abused by the rental company drivers previously. The maintenance records will mostly be clearly documented which is a huge plus. Since every vehicle owned by the rental company will be the bread and butter and to keep them in good working condition is a good business sense.

The older model vehicles of the Rental car agencies are often disposed of in public sales. Most people use this method for buying their family cars regularly. As the rental companies are not trying to make a profit, prices are also often lower than offered by used-car dealers. We will now consider in detail the Pros and Cons of purchase of used cars from rental companies.
Advantages of of Rental car purchase:

The buyer knows where the car is coming from. It is more likely that the cars have been well maintained and kept clean during its life as a rental car. Clean maintenance records will be offered as a back up. Even otherwise, this should be insisted upon to make sure that the car has been properly taken care of.

Another attractive factor for purchasing a rental car is low pricing. Vehicles of less than a year old and having less than 20,000 miles clocked in their odometers are offered by many rental car agencies. Whenever a new model is for sale, it does not necessarily indicate that the vehicle is problematic and that there should be any room for suspiscion. Rental companies normally procure their vehicles at a bare minimum pricing in a lot thus enabling them to sell again at very competitive prices.

Warranty will still be existing when a car is purchased through a rental car company as they are sold sometimes within a year of purchase which may have a reasonable mileage. There is also a good possibility that there still will be some time left from the manufacturers warranty period. This is another advantage. A little peace of mind will be left considering the cons of purchasing a rental car.
Disadvantages of Rental car purchase:

The rental companies sometimes may have no idea of how the car is actually used and its endurances while in the custody of the individual to whom it is rented to. Though there will be some assurance that the car was not mistreated, it is known a fact that the cars would have been suffered to abuse by the rental car agency drivers.

Though the rental agencies inspect the car upon its return to their lot for ensuring that there has been no damage, it is still reported at that point that it is largely cosmetic and while aesthetics are also important, what is inside really counts. Thorough Inspection by an outside and unaffiliated mechanic will be better to ensure that the vehicle has not suffered any mechanical damages at the hands of a thoughtless renter. Mechanical soundness is the true bottom line even while cosmetic issues are important with any used car purchase.